I know I said I was going to shut down, but I have exciting news!! We closed on the house yesterday! It is officially ours! We are officially homeowners! YIPEE!! I feel a HUGE weight off my shoulders now.
The timing of it was probably NOT ideal for most people, but this process moved so quickly. It all happened so fast. I’d say from day one we met our realtor to the day we put in an offer, a whopping three weeks of searching went by. That does not seem like that long at all. It took us about a week of physically looking at houses to throw in two offers. Sadly, the house we REALLY wanted went for MUCH higher than our budget as we were outbid. I love our house though and cannot wait to move in.
The part after putting the offer in was a pain in the butt. We were audited for every.little.thing. Why did we make this $20 deposit into our account? Why was this deposit made? We had to produce cancelled checks for major deposits. It was such a headache. When we thought that part was over, more came up. We were actually supposed to close last week and there was a slight possibility we were going to lose the house because of how Matt’s job has him listed. He is full time, but they also have the word seasonal in his title. This means nothing to him or his job status and actually the government translates it differently that you or I would, but once the bank saw this, they worried. I freaked. It was such a process, we had to move closing back to Friday. Them my loan officer made a mad dash to get the packet to the closing attorney. Closing was moved to yesterday.
I was so stressed out about this. How many times they had to pull my credit, how careful I was with everything, how much money I put into the house already (good faith $, inspection, appraisal). I did not want it to be a lost cause.
Then we closed. It took us about 30 minutes (the whole time signing papers) and we had the key in our hand. It wasn’t as dramatic as they make it look on tv. He actually gave us the key before we started signing.
We had a chance to talk to the seller about the before state of the house. He said squatters lived in the house when he bought it and even before they could work on the house, they had to douse it with bleach to kill the nastiness inside. EWWW! They literally knocked the whole house down and started over. They did leave the foundation, so it is still a 60 year old house.
Here is a quick “tour” of the house. Sorry about the phone pics. Once I have my camera, Ill post better pictures.
Now that we are done with that, it’s time to focus on the wedding!